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Take full advantage of your available funds by compounding your tax returns Calculate how much you'll be able to deposit into your RRSP account using the fund you have available compounded by the tax credit you are entitled to. Sure, you can reinvest your tax return in the next fiscal year, and get an extra tax refund next year, but what if you can invest that amount ahead of time and let that money generate extra text return, and put all that extra cash into work ASAP. Disclaimer: This app does not give any investment advice, you have to verify the calculations manually before making any investment decision.